Free for every Nigerian business

Know who owes you. Get paid faster.

Make neat invoices with your logo, keep every debt in one place, and remind customers on WhatsApp. No notebook, no stress.

Start free See how it works

No card neededWorks on any phoneCustomers don't need the app

Money in notebooks and WhatsApp chats goes missing.

“Who still owes me?”Debts are scattered across a notebook, your head and fifty chats. Money owed is all in one list, with the total on top.

“She paid half last week.”Deposits and part-payments are hard to track. Record each one and the balance updates itself.

“I don't like begging for my money.”A polite reminder is ready in one tap, with the exact amount. You read it and press send.

How it works

Three steps, all from your phone.

1Make an invoiceAdd the customer, the items and any deposit. Totals and balance work themselves out.

2Share it on WhatsAppSend it straight to your customer's chat, or download the PDF. They don't need the app.

3Record payments as they comeFull or part payment, cash or transfer. Money owed updates, and you know who to remind.

Everything you need. Nothing you don't.

Invoices that look the partYour logo, your bank details, your phone numbers. Customers get a clean invoice they can pay from, not a scribbled note.

Money owed, in one listEvery unpaid invoice and every old debt, overdue first. Add debts from before you joined, no invoice needed.₦321,500owed to you, across 8 records

Part payments, handledRecord ₦20,000 today and ₦30,000 next week. The balance updates on the invoice and in Money owed.

● Partly paid● Paid

Reminders without the awkwardnessA polite WhatsApp message with the right amount, ready to edit. Nothing sends without you.

Built for your phoneBig buttons, short forms, works on any Android or iPhone browser. A laptop works too.

Made for businesses like yours

Tailors and fashion designersPrinters and signageFurniture makersWholesalers and distributorsBeauty and salonsCaterers and bakersFreelancersShops and vendors

Free. Really.

No trial, no card, no limit on invoices or customers. Partners who support small businesses keep it running.

We never sell your data

Your customers and invoices are yours.

No ads in the app

Nothing gets between you and your money.

Partner offers are optional

Things like loans or business accounts, only if you ask.

Take your records anytime

Export to a spreadsheet whenever you want.

Questions

Do my customers need to download anything?

No. They get your invoice or reminder on WhatsApp, or as a PDF. Only you use Money Tracker.

Does it send WhatsApp messages by itself?

No. We open WhatsApp with the message written for you. You check it and press send, so nothing goes out without you.

Can I add money people owed me before I joined?

Yes. Use Add money owed with the name and amount. You don't need to make an invoice for it.

What if a customer pays in parts?

Record each payment as it comes. The invoice shows Partly paid and the balance left, until it's fully paid.

How is it free?

Partners who want to support small businesses help keep it running. We don't charge you, show ads or sell your data.

Is my information safe?

Your records are private to your account. You can export them or delete your account at any time. Read our privacy policy.

Stop chasing. Start tracking.

Set up your business in under a minute.

Start free